Moat is a leading housing association working in the South East of England

Staircasing

It is entirely up to you if you decide to staircase and purchase further shares in your home. You can buy as little as a 10% share per staircasing transaction at any time after you have moved into your new home. You can purchase shares larger than 10% or staircase to 100% ownership, from the current share that you own, in one go . Your lease might limit your number of staircasing transactions, so please check your lease or speak to us regarding your plans to achieve 100% ownership.

You will purchase the share at the current market value and with each staircasing transaction, your rent reduces according to the new percentage owned. When you reach 100% ownership, you no longer pay us rent, although you are still liable for service charges and ground rent (if applicable).

If you would like more information on staircasing and purchasing more shares, please click here.

Our homeowners handbook also gives further information about purchasing further shares so please take a look before applying. Once you are ready to, you can apply online here.

Moat
Homes and Communities Agency
Mayor Of London
Help To Buy