Moat is a leading housing association working in the South East of England


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About us

Moat is a housing association providing affordable homes for people in the South East of England. One of the Homes and Communities Agency’s development partners, Moat develops around 600 new homes every year and all financial surpluses are reinvested to provide additional affordable homes and services.

How the process works

Shared ownership is a government-supported initiative which helps people, often first time buyers, to get onto the property ladder. There are a number of other affordable housing options available and these are outlined at


As a shared owner, you are likely to have the right to purchase further shares in your home. This is commonly known as ‘staircasing’. If you would like more information on staircasing, we would be happy to discuss your options either over the telephone or face to face at our Moat office in Dartford, Kent.

Homes and Communities Agency
First Steps
Help To Buy