Moat is a leading housing association working in the South East of England

How the process works

Shared ownership is a government backed product which helps people, often first time buyers, to get onto the property ladder. There are a number of other affordable housing options available and these are outlined at

In order to purchase or rent a home from us in Essex, Kent or Sussex, you will need to apply to and supply us with your reference number. Once you have done this, you will then progress through three easy steps.




Register & create an account

Please register and create an account with Moat to access your online dashboard. By doing this, you will have access to information about new homes, resales and homes to rent.

Attend a viewing

If you receive details of a property that you are interested in and you meet the eligibility criteria, you will then be able to reserve the property off plan or view and reserve the property.

Begin the purchase process

If you are successfully allocated a home to purchase you will appoint a solicitor and arrange a mortgage. If you are successfully allocated a home to rent you will be informed of your anticipated tenancy start date.

Search for your property

Homes and Communities Agency
Mayor Of London
Help To Buy