Moat is a leading housing association working in the South East of England

How the process works

Shared ownership is a government-supported initiative which helps people, often first time buyers, to get onto the property ladder. There are a number of other affordable housing options available and these are outlined at

In order to purchase or rent a home from us in Essex, Kent or Sussex, you will need to apply to and supply us with your reference number. Once you have done this, you will then progress through three easy steps.




Register & Join

Please register and join Moat to access your online dashboard. By doing this, you will have access to information about new homes, resales and lettings.

Attend a viewing

If you receive details of a property that you are interested in and you meet the eligibility criteria, you will then be able to view and reserve the property.

Begin the purchase process

If you are successfully allocated a home to purchase you will appoint a solicitor and arrange a mortgage. If you are successfully allocated a home to rent you will be informed of your anticipated tenancy start date.

Search for your property

About us

Moat is a housing association providing affordable homes for people in the South East of England. One of the Homes and Communities Agency’s development partners, Moat develops around 600 new homes every year and all financial surpluses are reinvested to provide additional affordable homes and services.


As a shared owner, you are likely to have the right to purchase further shares in your home. This is commonly known as ‘staircasing’. If you would like more information on staircasing, we would be happy to discuss your options either over the telephone or face to face at our Moat office in Dartford, Kent.


MyMoat is your personal space, tailored to meet the needs of existing Moat residents and designed to make life that little bit easier. By logging into MyMoat, you can check your rent account, contact us to report repairs, make payment arrangements and take part in any polls which may be published.

Homes and Communities Agency
Mayor Of London
Help To Buy