Moat is a leading housing association working in the South East of England

Showing 2 properties

1
Available

Aylesham Village

Aylesham, Kent, CT3 3BL
  • Type: Apartments, Houses

  • Bedrooms: 1, 2, 3, 4

  • Share price from: £42,000

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2
Coming Soon

Moat at Nursery Fields

Worth, Deal, CT14 ODD
  • Type: Houses

  • Bedrooms: 2, 3

  • Share price from: £TBC

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A collection of one, two, three and four bedroom houses and two bedroom apartments for sale near Dover

At Moat, we offer a wide choice of highly desirable housing, available to buy through shared ownership. We are proud to present both Aylesham Village, with one, two, three and four bedroom houses and two bedroom apartments for sale and Nursery Fields with two and three bedroom houses, which will be available soon. All these properties are available through shared ownership, offering a practical solution to buying a house.

Dover has a beautiful coastal location, with impressive well known landmarks such as the White Cliffs of Dover, and the lesser known historical sites, numerous gardens and country parks and shops and markets. Dover also provides fantastic transport links, being under 2 hours away from London, close to the lively city of Canterbury and close to many popular coastal towns and other towns in Kent.

Shared ownership is one of the most affordable options for people to become homeowners and gives many people, particularly first-time buyers, the chance to get on the property ladder.

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Shared ownership explained

Buying a Moat Shared Ownership home means that you own a share of your new home and pay rent to Moat on the remaining share, otherwise know as part buy part rent. For example, you may buy a 25% share in one of our new homes and pay subsidised rent to Moat on the remaining 75% (plus service charge). Staircasing gives you the option to increase your shares  until you own the property outright.

What are the benefits of shared ownership?

You own as much of your home as you can afford and you can buy a larger share if and when you’re able to, through a process called staircasing. Compared to renting, your monthly mortgage plus rent can work out less and of course you have something to show for it, as you own a part of your home. Compared to outright sale, you'll need less in savings as you'll be putting down a deposit on a share of the property.

Is shared ownership for me?

Shared Ownership is designed for people who aren't able to afford a first home or are previous home owners who can no longer afford to buy outright. You must not currently own a property and have a total household income of £80,000 or less. We recommend you have around £4,000 in savings to cover the costs involved in buying a new home and moving into it. Shared ownership offers an affordable route onto the property ladder.

Moat
Homes and Communities Agency
First Steps
Help To Buy