Moat is a leading housing association working in the South East of England

Showing 3 properties

1
Available

Kingfisher Meadow

Canterbury, Kent, CT3 4BZ
  • Type: Houses

  • Bedrooms: 2

  • Share price from: £83,200

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2
Available

Moat at Oyster Beach

Whitstable, Kent, CT5 4LZ
  • Type: Apartments, Houses

  • Bedrooms: 1, 2, 3

  • Share price from: £65,600

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3
Coming Soon

Moat at The Fairways

Herne Bay, Kent, CT6 7PG
  • Type: Apartments, Houses

  • Bedrooms: 1, 2, 3

  • Share price from: £TBC

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A collection of one, two & three bedroom apartments, houses & flats for sale Canterbury

Houses for sale in Canterbury / property for sale in Canterbury - Here at Moat, we are committed to offering a wide range of high-quality apartments and houses across the county, including Kingfisher Meadow and Oyster Beach. We are currently proud to present the choice of two and three bedroom houses for sale at Kingfisher Meadow, and the wide range of one, houses for sale in Canterburytwo and three bedroom apartments and houses at Oyster Beach, which is coming soon. All these properties are available to buy through shared ownership, ensuring that owning your own home is a genuine option for everyone.

Property For Sale in Canterbury

The world-famous city of Canterbury, well known for its beautiful medieval Cathedral, is a highly desirable location. Canterbury not only offers a taste of history, but also the modern comforts, with a busy high street, Universities and a lively atmosphere. It’s location continues this perfect balance, offering a mixture of city and country life, but also being a short commute to London, with travel links directly into the city centre from either of Canterbury’s stations.

Shared ownership is one of the most affordable home ownership options and gives many people, often first-time buyers, the chance to get on the property ladder.

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Shared ownership explained

Shared ownership can be thought of as part buy part rent, you own a share of your new home and Moat own the other share. When you pay your mortgage some of this goes toward paying off the property share that you own and the remainder of this will go toward subsidised rent to Moat - this is known as the Moat Shared Ownership schem. For example, if you own 25% of your new home, your monthly payment will go toward paying this off, you will also pay toward the remaining 75% owned by Moat Homes. You have the option (called staircasing) at any time to pay more toward the overall share until you own the property outright.

What are the benefits of shared ownership?

Houses are very expensive and this schema allows you to get the property that you want in an affordable way. You own the portion of the property which is affordable to you and through the process of "staircasing" eventually you will own 100% of the property outright. The main benefit (apart from owning your own home) is that you require a smaller deposit to get onto / move up the property ladder.

Is shared ownership for me?

If you are unable to afford the full depost or monthly repayments then yes this scheme is for you. There are a few stipulations though, namely, you cannot currently own a property, you need to have a household income of more than £80k per annum. You should also be prepared for the costs involved with buying a home and for this we recommend you have around £4000. This is currently the best route that enable people to enter onto the property ladder.

Moat
Homes and Communities Agency
First Steps
Help To Buy