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Our aim at Moat is to make your search for ' Shared Ownership Kent ' a realistic option for first time buyers. We are proud to present a wide range of high-quality properties for sale in the boroughs of Ashford, Bexley, Bromley, Canterbury, Dartford, Gravesham, Maidstone, Medway, Sevenoaks, Shepway, Swale ,Tonbridge & Malling and Tunbrige Wells.
Shared Ownership offers first time buyers in Kent a real opportunity to get onto the property ladder. At Moat, we offer a fantastic range of high quality one, two and three bedroom apartments and houses for sale throughout the Kent region. Also known as part buy, part rent, this schemes offers an affordable alternative to buying a home outright. Full ownership of your property can be achieved through staircasing, after purchasing initial shares.
Making Kent an affordable county for all is a priority for us at Moat and your journey towards home ownership starts here. You can find all our apartments and houses throughout the county listed here, both upcoming and currently available for shared ownership sale.
Buying a Moat Shared Ownership home means that you own a share of your new home and pay rent to Moat on the remaining share, otherwise know as part buy part rent. For example, you may buy a 25% share in one of our new homes and pay subsidised rent to Moat on the remaining 75% (plus service charge). Staircasing gives you the option to increase your shares until you own the property outright.Learn More
You own as much of your home as you can afford and you can buy a larger share if and when you’re able to, through a process called staircasing. Compared to renting, your monthly mortgage plus rent can work out less and of course you have something to show for it, as you own a part of your home. Compared to outright sale, you'll need less in savings as you'll be putting down a deposit on a share of the property.Learn More
Shared Ownership is designed for people who aren't able to afford a first home or are previous home owners who can no longer afford to buy outright. You must not currently own a property and have a total household income of £80,000 or less. We recommend you have around £4,000 in savings to cover the costs involved in buying a new home and moving into it. Shared ownership offers an affordable route onto the property ladder.Learn More