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A real chance to get onto the property ladder

Part Buy / Part Rent Essex

Our aim at Moat is to make your search for 'Shared Ownership Essex' a realistic option for first time buyers. We are proud to present a wide range of high-quality properties for sale in the Essex boroughs of Brentwood, Castle Point, Epping Forest, Harlow, Maldon, Southend-on-Sea, Tendring, Thurrock and Uttlesford. 

It’s not easy buying your first home but Essex shared ownership gives many people, often first-time buyers, an affordable alternative to buying a home outright. At Moat, we offer a range of stunning new apartments and houses, alongside popular resales, throughout Essex.

Making Essex an affordable county for all is a priority for us at Moat. You can find all available and upcoming properties in the county here, where you can view and get in touch regarding any that interest you.

Your journey towards home ownership starts here and through staircasing, can end with you owning your own home outright.

Shared Ownership Essex

How does shared ownership work?

Otherwise known as part-buy, part-rent, shared ownership is one of the most affordable homeownership options.  Buyers are offered the chance to purchase a share of a property between 25% and 75%, whilst paying a subsidised rent to a housing association on the remaining shares. Staircasing gives you the option to increase your shares until you own the home outright. Register your interest to be added to our mailing list and you will receive details of currently available properties and forthcoming open days.

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Why choose shared ownership over renting?

Shared ownership is an affordable way to enter the property market with a relatively low deposit, about 5%. Even with the mortgage and rent combined, it’s usually more affordable than just plain renting or paying a full mortgage. Unlike renting, will own a percentage of the property and through staircasing, can increase shares and own the property outright. The housing association is responsible for maintenance and repairs – just as if you were a regular tenant.

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What makes me eligible?

You will be eligible to buy a home through a shared ownership scheme if your household income is £80,000 or less. You will also need to be either a first-time buyer or a previous homeowner who cannot afford to buy now. Alternatively you will need to be renting from a council or housing association property. In order to purchase or rent a home from us in Essex, Kent or Sussex, you will need to apply to Help to Buy and supply us with your reference number.


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Contact details

Moat, Mariner House,
Galleon Boulevard, Crossways,
Dartford, Kent, DA2 6QE

9am - 5pm, Monday to Friday


Moat Homes and Communities Agency First Steps Help To Buy