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Houses For Sale South East London - Shared Ownership

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Find Your First Time Home With Moat

Our Properties In South East London

Houses for sale South East London - our aim at Moat is to make shared ownership South East London a realistic option for first time buyers. We are proud to present a wide range of high-quality properties for sale in the boroughs of Bexley, Bromley, Croydon, Greenwich and Merton.

Shared ownership is one of the most affordable home ownership options and gives many people, often first-time buyers, the chance to get on the property ladder. At Moat, we provide high quality apartments and houses available for shared ownership sale, both new homes and resales.

Through staircasing this can lead to owning your own home outright. You can find a full list of all available and upcoming London properties here.

Providing affordable homes in thriving communities and regeneration areas throughout South and South East London is what we do best and your journey to home ownership starts here.

Houses For Sale South East London - Shared Ownership

What is shared ownership?

Shared ownership is a government backed initiative to help first-time buyers who are unable to buy a home outright, get onto the property ladder.

Otherwise known as part-buy, part-rent, shared ownership is one of the most affordable homeownership options.

Buyers are offered the chance to purchase a share of a property between 25% and 75%, whilst paying a subsidised rent to a housing association on the remaining shares.

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How the process works

Register your interest to be added to our mailing list and you will receive details of currently available properties and forthcoming open days. Assuming that you meet the eligibility criteria, you will be invited to view and reserve a property.

If you are allocated a home, you will need to arrange the finance for the property, usually with a mortgage, and appoint a solicitor to complete the purchase. We have a panel of recommended independent financial advisors and solicitors.

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Staircasing

Once you have bought the initial share of your shared ownership home, you can buy further shares and eventually own your home outright. This process is known as staircasing. You can buy as little as a 10% share per staircasing transaction. Limited to three transactions, to own your home outright you must achieve 100% ownership by your final transaction. At this point you no longer pay rent, although your mortgage payments may increase for the period of the mortgage term. The amount you pay is based on the market value of your property at the time you apply to staircase.

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Contact details

Moat, Mariner House,
Galleon Boulevard, Crossways,
Dartford, Kent, DA2 6QE

newhomes@moat.co.uk

resales@moat.co.uk

discounted.rent@moat.co.uk

9am - 5pm, Monday to Friday

@lovemoathomes

Moat Homes and Communities Agency First Steps Help To Buy