Moat is a leading housing association working in the South East of England

Showing 2 properties

1
Coming Soon

Moat at Springhead Park

Ebbsfleet Garden City, Ebbsfleet, Kent
  • Type: Apartments, Houses

  • Bedrooms: 1, 2, 4

  • Share price from: £TBC

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2
Available

Vancouver House

Gravesend, Kent, DA12 5BY
  • Type: Apartment

  • Bedrooms: 1

  • Share price from: £122,500

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A collection of one and two bedroom properties in Gravesend

At Moat, we try to provide everyone with the opportunity to become homeowners. These houses, available in Gravesend, Kent are part of Ebbsfleet Garden City’s new Springhead Park development. They boast a fantastic interior specification and are available to buy on a shared ownership basis!

Gravesend offers a wide variety of amenities, including supermarkets, pubs, restaurants and picturesque parks, such as Woodlands Park and The Warren, which are easily accessible to residents of Springhead Park. Ebbsfleet International is also closeby, providing fast connections to London, plus Eurostar services, giving you easy access to Europe.

Shared ownership, otherwise known as part buy part rent, is one of the most affordable home ownership options available. It is particularly helpful for first-time buyers, providing a realistic option to get on the property ladder.

Shared ownership

Otherwise known as part-buy, part-rent, shared ownership is one of the most affordable home ownership options. Buyers can purchase a share of a property between 25% and 75%, whilst paying a subsidised rent to a housing association on the remaining shares.
Ultimately, shared ownership gives first-time buyers who are unable to buy a home outright, the opportunity to get onto the property ladder.

Is shared ownership for me?

If you are unable to afford the full depost or monthly repayments then yes this scheme is for you. There are a few stipulations though, namely, you cannot currently own a property, you need to have a household income of more than £80k per annum. You should also be prepared for the costs involved with buying a home and for this we recommend you have around £4000. This is currently the best route that enable people to enter onto the property ladder.

Staircasing

Staircasing allows you to buy further shares of your property, after purchasing your initial share. You can buy as little as 10% share per staircasing transaction, but many people purchase larger shares. Once you reach 100% shares, limited to three transactions in total, you will own your shared ownership home outright. At this point you no longer pay rent. You will be able to purchase the share at the current market value.

Moat
Homes and Communities Agency
First Steps
Help To Buy