Moat is a leading housing association working in the South East of England

Showing 2 properties

1
Available

Aylesham Village

Aylesham, Kent, CT3 3BL
  • Type: Apartments, Houses

  • Bedrooms: 1, 2, 3, 4

  • Share price from: £35,000

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2
Available

Moat at Nursery Fields

Worth, Deal, CT14 ODD
  • Type: Houses

  • Bedrooms: 2, 3

  • Share price from: £75,000

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A collection of one, two, three and four bedroom houses and two bedroom apartments for sale near Dover

Houses For Sale Dover - at Moat, we offer a wide choice of highly desirable housing, available to buy through shared ownership. We are proud to present both Aylesham Village, with one, two, three and four bedroom houses and two bedroom apartments for sale and Nursery Fields with two and three Houses For Sale Doverbedroom houses, which will be available soon. All these properties are available through shared ownership, offering a practical solution to buying a house.

Dover has a beautiful coastal location, with impressive well known landmarks such as the White Cliffs of Dover, and the lesser known historical sites, numerous gardens and country parks and shops and markets. Dover also provides fantastic transport links, being under 2 hours away from London, close to the lively city of Canterbury and close to many popular coastal towns and other towns in Kent.

Shared ownership is one of the most affordable options for people to become homeowners and gives many people, particularly first-time buyers, the chance to get on the property ladder.

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Shared ownership explained

Shared Ownership is an affordable way for people to be able to own their own home outright by initially owning just a share of the overall property, the remaining share being owned by Moat Homes. Over time you have the option to own your home fully by a part buy / part rent schema, this means you pay the share you own and another part of your payment is paid to Moat Homes as subsidised rent. Through a process called "staircasing" you can then over time pay off the remaining share owned by Moat Homes and eventually own 100% of your own home.

What are the benefits of shared ownership?

Through "staircasing" you are able to enter the property market with a much lower deposit and compared to buying 100% of your home upfront the schema likely means that you will pay a much lower fee each month due to the subsidised rent part of the payment. This makes Shared Ownership an affordable way for you to own your own home.

Is shared ownership for me?

It could be for you if you are unable to fully afford to buy 100% of the home yourself upfront. There are a few things that you need to consider first though such as you must have a household income of £80,000 per annum or more, you must also not currently own a property and for the purpose of conveyancing and general moving feed should have savings of about £4000 available. What Shared Ownership does is gives you and other people in a similar position to your own an affordable way to join the property ladder.

Moat
Homes and Communities Agency
First Steps
Help To Buy